Business Banking

We understand you require a business account that fits your specific needs. Our Business Checking account is designed for structured companies such as partnerships and corporations and has a very competitive pricing structure. Our Business Interest Checking account is ideal for sole proprietorships and non-profit organizations.

	Business Checking	Business Interest Checking
Interest Earned ¹	No	Yes
Minimum Opening Deposit	$200	$200
Minimum Balance	No monthly service charge with a minimum daily avg. balance per month of $7,500²	No monthly service charge with a minimum balance on each day of the month of $2,000
Monthly Service Charge	$15.00 If min. daily avg. balance falls below $7,500²	$12.00 If min. balance falls below $2,000 on any day of the month
MasterCard® Money Card/ATM Card³	Yes	Yes
Online Banking⁴	Free	Free
Online Bill Payment⁴	First 90 Days Free	First 90 Days Free
Teller Transactions	Unlimited	Unlimited

	1.	Business Interest Checking account is a variable interest rate account. The interest rate and annual percentage yield may change on your account monthly, subject to First Mountain Bank discretion. Interest is compounded and credited monthly.
	2.	The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the statement cycle period.
	3.	First Mountain Bank does not charge for transactions using our ATMs or other ATMs not owned by First Mountain Bank. Operators of point-of-sale terminals or other ATMs not owned by First Mountain Bank may charge additional fees.
	4.	Please see the Online Banking Agreement, Electronic Bill Pay Agreement and Schedule of Fees and Charges for details.