Schedule of Fees & Supplemental Charges
First Mountain Bank
(Effective October 1, 2007)

Account Related Services

Return of Cashed or Deposited
Item-Fee per Item

$10.00

Non-Sufficient Funds (Items Paid or Returned)
Fee Per Check or Electronic Debit

$20.00

Overdraft-Interest charge
on overdraft balance
(Beginning on the second business day)

15%

Sweep transaction fee

$1.00 p/sweep

Collection Items (Sent / Received)

$20.00

Check cashing for non-customer (not on us check)

$5.00

Telephone Transfers (to Branch Employee) per/transfer

$2.00

Net Teller Internal Transfers (On-line)

FREE

Legal Fee (Notice of levy, attachment or similar process)

$60.00

ATM/Debit Card Replacement (Lost or Damaged)

$15.00

Cashiers' Check Purchase

$5.00

Money Order Purchase

$1.50

Wire Transfers (per transfer) Domestic (Incoming or Outgoing)

$20.00

Wire Transfers (per transfer) International (Incoming or Outgoing)

$50.00

Stop Payment Order (effective for 6 months)

$12.00

Retirement Plans (Annual Fee per Plan)

$25.00

Bank Records Research (minimum 1 Hour) plus the additional fees below

$25.00
p/hr

Monthly/Quarterly/Special statement copies

$5.00
each

Photocopy Service

$1.00
p/page

Paid Item copies

$1.00
each

Deposited Item copies

$4.00
each

Microfilm or Microfiche copies

$2.00
each

Account Reconciliation (minimum 1 Hour)

$25.00
p/hr

OTHER BANK SERVICES

Safe Deposit Box Rental (per year)

3" X 5"

$20.00

5" X 5"

$30.00

3" X 10"

$40.00

6" X 10"

$80.00

9" X 10"

$100.00

Box Key Deposit (refundable on return of 2 keys)

$10.00

Safe Deposit Box Forcible entry charge

$100.00

Night Depository Service:

Key Deposit

$10.00

Annual Fee

$30.00

Signature Guarantee:

Check Endorsement

$3.00

Notary Fee-For Bank Documents

N/C

Per Signature Notarized ($50.00 Maximum)

$10.00

Fees and Supplemental Charges quoted in this schedule are subject to change