Schedule of Fees & Supplemental Charges
First Mountain Bank
(Effective October 1, 2011)

Account Related Services

Return of Cashed or Deposited
Item-Fee (per item)

$20.00

Non-Sufficient Funds (items paid or returned)
Fee per check or electronic debit

$29.00

Overdraft-Interest charge
on overdraft balance
(beginning on the second business day)

15%

Cashier's Check Purchase

$7.00

Money Order Purchase

$5.00

Stop Payment Order (effective for 6 months)

$22.00

Wire Transfers (per transfer) Domestic Incoming


                                                     Domestic Outgoing

$20.00


$25.00

Wire Transfers (per transfer) International (Incoming or Outgoing)

$50.00

Check cashing for Non-customer (not on us check)

$5.00

Sweep Transaction Fee

$1.00 p/sweep

Legal Fee (Notice of Levy, Attachment or similar process)

$100.00

Collection Items (sent / received)

$30.00

ATM/Debit Card Replacement (lost or damaged)

$20.00

Telephone Transfers to Branch Employee (per transfer)

$3.00

Retirement Plans (annual fee per plan)

$35.00

Bank Records Research (minimum 1 hour) plus the additional fees below

$35.00
p/hr

Microfilm or Microfiche Copies

$5.00
each

Paid Item Copies

$2.00
each

Deposited Item Copies

$5.00
each

Photocopy Service

$1.00
p/page

Monthly/Quarterly/Special Statement Copies

$5.00
each

Account Reconciliation (minimum 1 hour)

$25.00
p/hr

OTHER BANK SERVICES

Safe Deposit Box Rental (per year)

3" X 5"

$25.00

5" X 5"

$45.00

3" X 10"

$50.00

6" X 10"

$80.00

9" X 10"

$100.00

Box Key Deposit (refundable on return of 2 keys)

$20.00

Safe Deposit Box Forcible Entry Charge

$100.00
+ cost

Night Depository Service

Key Deposit

$20.00

Annual Fee

$50.00

Notary Endorsement Guarantee

Check Endorsement

$3.00

Notary Fee for First Mountain Bank Documents

N/C

Per Signature Notarized ($50.00 maximum)

$10.00

Online Banking (NetTeller and Bill Pay)

NetTeller Internal Transfers (online)

N/C

Bill Pay monthly charge after first 90 days of activation on the following account types:

Free Checking -- Basic Checking -- Interest Checking -- Business Checking -- Business Interest Checking


Bill Pay monthly charge on the following account types:

Senior Checking -- Regular Checking -- Premium Checking


$5.95 per Month
for the first 15 items
and $0.40 on each additional item
over 15





N/C

Fees and Supplemental Charges quoted in this schedule are subject to change