Account Product Name	Minimum Daily Balance to obtain disclosed APY	Balance Ranges (Minimum Daily) For Tiered Accounts From To		Interest Rate	Annual Percentage Yield(2)
Interest Checking Accounts (1)                               ( $100.00 Minimum Opening Deposit)
Regular Interest Checking	$2,000.00			0.050%	0.050%
Basic Checking	N/A			0.050%	0.050%
Premium Checking	N/A	Zero to $5,000.00 to $10,000.00 to $25,000.00	$4,999.99 $9,999.99 $24,999.99 and above	0.050% 0.050% 0.100% 0.150%	0.050% 0.050% 0.100% 0.150%
Money Market Demand Accounts (1)                       ($2,500 Minimum Opening Deposit)
Personal Plus or Business Plus	$2,500.00	$2,500.00 to $25,000.00 to $50,000.00 to $75,000.00	$24,999.99 $49,999.99 $74,999.99 and above	0.050% 0.100% 0.150% 0.200%	0.050% 0.100% 0.150% 0.200%
High Altitude Money Market Account (1)                   ($25,000 Minimum Opening Deposit)
Personal or Business	N/A	Zero to $25,000.00	$24,999.99 and above	0.050% 0.200%	0.050% 0.200%
Savings Accounts (1) (Regular $200 Minimum Opening Deposit / Premium 10,000 Minimum Opening Deposit)
Regular Savings	$200.00			0.100%	0.100%
Premium Savings	$200.00	$200.00 to $10,000.00	$9,999.99 and above	0.100% 0.150%	0.100% 0.150%
Certificate of Deposit Accounts (Regular) (3) (Unless noted $1,000 Minimum Opening Deposit)
3 Month CD	$1,000.00			0.250%	0.250%
6 Month CD	$1,000.00			0.350%	0.350%
7 Month CD 4	$25,000.00			0.350%	0.350%
9 Month CD	$1,000.00			0.400%	0.400%
11 Month CD	$1,000.00			0.500%	0.500%
12 Month CD	$1,000.00			0.700%	0.700%
13 Month CD	$1,000.00			0.700%	0.700%
18 Month CD	$1,000.00			0.750%	0.750%
24 Month CD	$1,000.00			0.950%	0.950%
36 Month CD	$1,000.00			1.145%	1.150%
48 Month CD	$1,000.00			1.240%	1.250%
60 Month CD	$1,000.00			1.340%	1.350%
Certificate of Deposit Accounts (Jumbo) (3) ($100,000 Minimum Opening Deposit)
3 Month CD	$100,000.00			0.350%	0.350%
6 Month CD	$100,000.00			0.400%	0.400%
12 Month CD	$100,000.00			0.800	0.800%
18 Month CD	$100,000.00			0.991%	1.000%
24 Month CD	$100,000.00			1.190%	1.200%
36 Month CD	$100,000.00			1.290%	1.300%
48 Month CD	$100,000.00			1.290%	1.300%
60 Month CD	$100,000.00			1.290%	1.300%

(1) The interest rate and annual percentage yield may change after account opening for accounts in this category.

(2) The annual percentage yield calculation assumes a $1,000 deposit for 12 months with monthly compounding.

(3) A penalty for early withdrawal may be imposed on any certificate of deposit account withdrawn prior to maturity.

(4) $25,000 Minimum Opening Deposit

Offered rates are subject to change without notice.
Rates may change after account opening except on Certificates of Deposit
Fees could reduce earnings on accounts.