Why bank with First Mountain Bank?

Because we are here to help you succeed.

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A SAFE, STRONG, AND TOP PERFORMING COMMUNITY BANK.

• Engaged and diverse board of directors
• Cohesive and respected management team
• Excellent financial performance
• Profitable over the last four years
• Capital ratios exceed all regulatory requirements
• Received Bauer Financial Inc.’s Top 5-STAR rating for financial performance
• Named one of the 359 safest banks in America and one of the 16 safest California banks by MSN Money

WE PROVIDE FINANCING & DEPOSIT SERVICES TO BUSINESSES AND REAL ESTATE INVESTORS.

• Actively seek lending opportunities in the marketplaces we serve
• Understand the needs of small businesses because we are a small community bank with similar challenges
• Work closely with individuals, business owners and professionals
• Finance commercial, multi-family and single family real estate
• Provide term loans and lines of credit, secured and unsecured, to businesses and professionals
• Specialize in SBA loans to support small businesses
• Offer full-service cash management that rivals all other banks; efficient and easy to navigate

OUR ‘NICHE’ IS OUR OPEN-MINDED APPROACH AND EXPERTISE IN ALL FACETS OF LENDING.

• Flexible approach to financing; willing to look at all options
• Creative in finding solutions; take an open-minded approach
• Extensive knowledge of conventional and nonconventional business and real estate lending
• Highly experienced in SBA 7(a) and 504 lending

WHAT IS THE FMB DIFFERENCE?

Our People. 

  • Experienced and dedicated bankers
  • Focused on the clients’ goals
  • Motivated to meet the clients’ needs; solutions oriented
  • Highly personalized service delivered to every client
  • Accessible, attentive, and responsive to all clients
  • We deliver the service that other banks just talk about!

We treat every client like a VIP.

  • Clients’ needs come first
  • All clients are treated as VIPs
  • Relationship oriented; care about the clients and nurture the relationships
  • Deliver banking services to help clients improve efficiencies
  • Take the bank to the clients making it more convenient for them

We are flexible.

  • Clients have easy access to management
  • Willing to meet with clients at the bank or their place of business
  • Flexible in our approach to banking and lending
  • Consider the overall picture when reviewing a loan request
  • Strive to understand the clients’ business
  • Think outside the box; not common in the major banks today

We make our decisions locally and quickly.

  • Management has the authority to make loan decisions
  • Decisions are made locally
  • Responsive to client requests; quick to react
  • Recognize the clients’ funding deadlines
  • Stay in communication with clients